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by Joshua Caucutt

Advancing the Credit Card Reform Act effective dates to December 1 ...
Sep 24, 2009 . When you enact economic policy legislation, setting the effective date is very important. Usually, you want to avoid a rush to market by the first .
http://capitalgainsandgames.com/blog/pete-davis/1127/advancing-credit-card-reform-act-effective-dates-december-1-2009

House OKs expedited effective date for credit card rules - MarketWatch
Nov 4, 2009 . Lawmakers approve exemption for new date for small card companies . laws to crack down on abusive practices by credit card companies to December 1. . The legislation is based on a bill approved by the House Financial .
http://articles.marketwatch.com/2009-11-04/economy/30718979_1_card-companies-card-issuers-credit

House Panel Votes for Dec. 1 Start to New Credit-Card Rules - WSJ ...
Oct 22, 2009 . A House panel voted to move up to Dec. 1 the effective date of strict new rules on credit cards. The rules, enacted in May, were to take effect .
http://online.wsj.com/article/SB125624738418402271.html

Congress Seeks Faster Implementation of New Credit-Card Rules ...
Sep 23, 2009 . An account already exists for the email address entered. . The move would stop credit-card issuers from raising rates and ban other controversial . Changing the effective date to December 1 is both warranted and wise." .
http://online.wsj.com/article/SB125374209642335427.html

New Credit Card Act May Help Protect Assets : Personal Liberty Alerts
Nov 11, 2009 . Credit Card companies are running amok and December 1 can't come soon . My first and only mistake on my credit card bill in over 10 years.
http://personalliberty.com/2009/11/11/new-credit-card-act-may-help-protect-assets-19446274/

Liz Pulliam Weston - Credit card reform; new law and fees - MSN ...
Nov 25, 2009 . The House recently passed a bill that would have moved up the implementation of the credit card reform act from Feb. 22, 2010, to Dec. 1, 2009 .
http://articles.moneycentral.msn.com/Banking/YourCreditRating/weston-credit-card-lenders-go-on-a-rampage.aspx

Washington Watch: Congress to Speed Up Credit Card Law ...
Both consumers and credit card customers scratched their heads over the . in the recently passed Credit CARD Act be fully implemented December 1, 2009, .
http://www.bankingmyway.com/credit-center/washington-watch-congress-speed-credit-card-law

Congress wants to stop credit card rate hikes in tracks - Oct. 28, 2009
Oct 28, 2009 . House, Senate consider bills to stop credit card issuers from raising rates . " Although a December 1 effective date could provide benefits for .
http://money.cnn.com/2009/10/28/news/economy/credit_card_practices/?postversion=2009102816

Scrutinize Your Credit Card Bill - U.S. BBB
. have charged. Those credit card bills will be coming in soon. It's importan. . Scrutinize Your Credit Card Bill. Posted Wednesday, December 15, 2010 in Consumer/Business Services . Comment By Mary Anne Audette At 1/11/2011 5: 52 PM .
http://www.bbb.org/us/post/scrutinize-your-credit-card-bill-8753

Carrying a Credit Card Balance Won't Improve Your Credit Score
Apr 4, 2011 . wooga: I was told by the lender that if I paid down to 1/3 of my balance that it would improve my score by 100 . Credit cards report your balance when your statement closes. . Dec 5?ish- Credit card statement is reported .
http://www.bargaineering.com/articles/improving-score-carrying-credit-card-balance.html

Credit Card Debt Forum - Topix
Forums and message boards for Credit Card Debt. . Threads1 - 100 of 890. < PREV. |. NEXT > . need valid credit card number to pay bill life ... (May '11), Apr .
http://www.topix.com/forum/personal-finance/credit-card-debt

Credit Card Reform Credit Card Rate Freeze Act Froze by Senate
A bill dubbed the Credit Card Rate Freeze Act, introduced by Banking . credit card reforms passed in May from going into effect on December 1st, 2009.
http://www.debtfreeadventure.com/pushing-credit-card-reforms/

2% credit card- Charles Schwab Visa ** Card is dead**
$25/2500 point minimum to redeem points for statement credit. . Think they will let me convert my schwab 1% worldpoints card to this? I'll call .
http://www.fatwallet.com/forums/finance/883571/

Credit Card Holders' Bill of Rights Passes House @ Credit Card Addict
May 5, 2009 . Maloney, Frank Introduce Bill to Change Effective Date of Credit Card Reforms to Dec. 1. Washington, DC Reps. Carolyn Maloney (D-NY), .
http://www.creditaddict.com/archives/credit-card-holders-bill-of-rights-passes-house/

Can I stay in an American hotel without a credit card ...
I'm waiting for a payment to go through on a credit card, but need to stay in a hotel in . posted by nadawi at 5:18 PM on December 1, 2009 . of weeks for the hold to be removed after you've checked out and settled the bill.
http://ask.metafilter.com/139552/Can-I-stay-in-an-American-hotel-without-a-credit-card

Bill would keep credit-card fees from cutting tips
Posted: Thu, Dec. 1, 2011, 12:23 PM . But when they pull out a credit card to pay , Dave Kalkstein, a retired sales executive from Germantown, asks the server .
http://www.philly.com/philly/insights/in_money/20111111_Bill_would_keep_credit-card_fees_from_cutting_tips.html

Amazon.com: Customer Discussions: Amazon Chase Visa credit card
In reply to an earlier post on Dec 1, 2011 1:46:43 AM PST. Marvin L. . Why is it I got the credit card and they arte charging my bank account, 1, Feb 10, 2012 .
http://www.amazon.com/forum/credit%20cards?cdForum=Fx1LJH02VZ1OM4R&cdPage=9&cdSort=oldest&cdThread=TxP71W514I84II

What are your thoughts on 0% APR balance transfer offers? Have you ever taken advantage of one?

(photo credit: the law and debt)

credit card bill of rights

Credit CARD Act: Statement by Consumers Union
Sep 24, 2009. introduced a new bill (HR 3639) to make the Credit CARD Act, signed by President Obama in May, effective December 1, 2009 instead of the .
http://www.consumersunion.org/pub/core_financial_services/014937.html

ITUNES APP STORE WITHOUT A CREDIT CARD...: Apple Support Communities
Dec 25, 2010 . Dec 27, 2010 1:27 PM (in response to Bia Carvalheira). +1 here. . Why is so hard to get your user to work without a credit card???? Like (4) .
https://discussions.apple.com/thread/2695273?start=0&tstart=0

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  • Stephanie

    Dodd introduces bill to freeze credit-card rates - MarketWatch
    Oct 26, 2009 . Congress in May approved a credit-card law, known as the Credit Card Accountability, Responsibility, and Disclosure Act, to crack down on .
    http://articles.marketwatch.com/2009-10-26/economy/30774924_1_card-issuers-credit-card-law-card-legislation

    Credit Card Bill Program! | DaniWeb
    Credit Card Bill Program! The issues with this program are: 1. File: D:\Unit 3 . Say that you owe the credit card company $1000.00. . 67 posts since Dec 2011 .
    http://www.daniweb.com/software-development/java/threads/399837/credit-card-bill-program

  • http://thecollegeinvestor.com Robert

    Law restricting the ability of credit card companies to raise ...
    Key Democrats Seek to Speed Up Law Restricting Credit Card Companies Two members of Congress plan to introduce a bill Thursday that would accelerate. . are seeking to move the effective date of the credit card law to Dec. 1 from Feb. 1. Signed into law in May, the Credit Card Accountability, Responsibility and .
    http://www.worldlawdirect.com/forum/credit-cards-banking-securities/29523-law-restricting-ability-credit-card-companies-raise-interest-rates-fees.html

    Occupy Together Meetup - Seattle, WA | Dec 1, 2011 - Meetup
    DECEMBER 1ST, 2011 : STOP PAYING THE BANKS AND CREDIT CARD . The bill abolishes fractional reserve lending, the practice of creating money out of .
    http://www.meetup.com/occupytogether/Seattle-WA/467042/

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